Credit Report Errors and Disputes

Your credit score matters. It dictates loan rates, determines viability for mortgages and other large purchases, and might even impact whether or not you are offered a job. Your credit score might be the single biggest indicator of your financial health and reputation.

Unfortunately, credit reporting errors are frequent – and frequently missed by even savvy consumers. The Federal Trade Commission estimates that one in five consumers has an error on a credit report. This is why it’s important to check your credit report regularly.  

If you find an error on your credit report, or if you find that an error you have tried to correct on your own continues to show up on new statements, contact us. Our attorneys are experts at resolving such disputes quickly and efficiently.

Under the Fair Credit Reporting Act, both the credit bureau and the creditor (or other entity that provides information about you to a bureau) are responsible for correcting inaccurate or incomplete information in your report. Click here to learn more about disputing inaccurate information while preserving your legal rights.

You may be able sue the credit bureau and/or creditor for any harm or loss – financial or emotional – that happened because of their mistake. If you were denied a mortgage, prevented from obtaining a personal or business loan, or assigned a higher interest rate because of a mistake that a credit bureau made, we can help you recoup that money. Our goal is to ensure that all consumers have fair and accurate credit scores, and we hold responsible bureaus and companies who prevent consumers from reaching their personal and financial goals.

Let one of our attorneys provide a FREE evaluate your situation. Fill out this short Credit Report Disputes intake form to help us determine the scope of your case.