Three Pots of Money for Minnesota Crime Victims — and the Order You Tap Them Matters

A crime victim in Minnesota has three separate ways to get paid: restitution ordered in the criminal case, a claim to the state’s Crime Victims Reimbursement Board, and a civil lawsuit against the offender or anyone else whose negligence let the crime happen. Most victims know about one of them. Almost nobody’s told that the statutes wire all three together. A lawsuit recovery reduces what the board pays, restitution paid is credited against the civil judgment, and the state takes a subrogation interest in the suit to the extent it reimbursed you.

So the order matters. Each pot has its own clock, its own decision-maker, and its own ceiling, and money that moves through one changes what comes out of the others. Here they are one at a time, then side by side.

Pot one: restitution in the criminal case

Restitution is the court-ordered payment the offender makes as part of sentencing. Minn. Stat. § 611A.04, subd. 1(a) makes it a right, not a favor: a victim “has the right to receive restitution as part of the disposition of a criminal charge or juvenile delinquency proceeding against the offender if the offender is convicted or found delinquent.”

The mechanics are specific and the deadlines are short:

1. The request is evidence-driven. The court or its designee collects the victim’s losses “in affidavit form or by other competent evidence,” itemized by element of loss with dollar amounts and the reasons justifying them. Recoverable items include medical and therapy costs, replacement of wages and services, and funeral expenses. Minn. Stat. § 611A.04, subd. 1(a).
2. Three business days. To be considered at sentencing, the restitution information must reach the court administrator at least three business days before the sentencing or dispositional hearing. Id. Miss it and the issue is reserved or the hearing continued — the right is not lost, but the leverage of sentencing day is.
3. The offender’s challenge window is 30 days. An offender who wants to dispute restitution must request a hearing within 30 days of written notice of the amount or 30 days of sentencing, whichever is later, and must produce a detailed sworn affidavit setting out every challenge. After 30 days the challenge is barred. Minn. Stat. § 611A.045, subd. 3.
4. The court weighs two factors: the victim’s economic loss and “the income, resources, and obligations of the defendant.” Minn. Stat. § 611A.045, subd. 1(a).

Two parts of § 611A.04 matter most if you’re also suing. The first: the criminal court can’t use your lawsuit against you.

An actual or prospective civil action involving the alleged crime shall not be used by the court as a basis to deny a victim’s right to obtain court-ordered restitution under this section.

Minn. Stat. § 611A.04, subd. 1(a). The second: a restitution order turns into a collection tool. Under subdivision 3, the court administrator dockets the order as a civil judgment, enforceable “in the same manner as a judgment in a civil action,” with filing fees waived for the victim, interest accruing under § 549.09, and (here’s the line to read twice) the debt “is not dischargeable in bankruptcy.”

The 2026 change: a restitution judgment no longer expires

An ordinary Minnesota civil judgment dies of old age. No action may be maintained on it more than ten years after entry. Minn. Stat. § 541.04. The 2026 Legislature cut restitution judgments loose from that rule. As amended by 2026 Minn. Laws ch. 71, § 4:

Notwithstanding section 541.04 or any other law or rule to the contrary, an order of restitution docketed as a civil judgment does not expire until satisfied or otherwise discharged pursuant to a court order.

Under the default rules of § 645.02, that amendment took effect no later than August 1, 2026. What it means in practice is blunt: a judgment-proof offender is only judgment-proof for now. A docketed restitution judgment just waits. It sits there through the offender’s prison time, unemployment, and eventual inheritance or paycheck, without the renewal maneuvering an ordinary judgment creditor has to run. For collecting once the offender has assets, see docketing and enforcing Minnesota judgments.

Pot two: the Crime Victims Reimbursement Board

Start with the name, because it changed. What lawyers long called the reparations board now operates under the Minnesota Crime Victims Reimbursement Act, Minn. Stat. §§ 611A.51–.68, and the body is the Crime Victims Reimbursement Board. Minn. Stat. §§ 611A.51; 611A.52, subd. 3 (2023 rename). Old habits (and old intake checklists) still say “reparations,” and they’re pointing at the same statute.

This is the pot that doesn’t depend on the offender at all. A “crime” occurs under the act “whether or not any person is prosecuted or convicted.” Minn. Stat. § 611A.52, subd. 6(b). The board pays from state funds, so an unidentified, acquitted, or broke offender doesn’t defeat the claim.

The eligibility rules are where claims are won and lost, and each of these comes straight from the text:

• Report the crime to police within 30 days of its occurrence — or within 30 days of when a report could reasonably have been made. A victim of first- through fourth-degree criminal sexual conduct who does not report within 30 days “is deemed to have been unable to have reported it within that period,” which preserves the claim. Minn. Stat. § 611A.53, subd. 2(1).
• File the claim with the board within three years of the injury or death, with tolling where the claimant was unable to file and a discovery rule where the injury was not reasonably discoverable. Not knowing the program exists does not toll the clock — the statute says so expressly. Minn. Stat. § 611A.53, subd. 2(5).
• Cooperate fully with law enforcement. Id., subd. 2(2).
• The claim must be at least $50, and neither the $50 floor nor the 30-day reporting rule applies to victims of child abuse. Id., subd. 2(1), (6) and closing paragraph.

What it pays is “economic loss”: medical, chiropractic, hospital, and dental expenses, psychological treatment, lost income, substitute child care and household services, moving expenses up to $1,000 where the move is driven by reasonable fear related to the crime, and, in death cases, funeral expenses and loss of support. Minn. Stat. § 611A.52, subd. 8. Reimbursement to all claimants arising out of any one victim’s injury or death is capped at $50,000. Minn. Stat. § 611A.54, cl. (3). Pain and suffering isn’t on the list. That’s pot three.

Two reductions matter:

1. Collateral sources. Reimbursement is reduced to the extent economic loss is recouped from a collateral source, and “[w]here compensation is readily available to a claimant from a collateral source, the claimant must take reasonable steps to recoup from the collateral source before claiming reimbursement.” Minn. Stat. § 611A.54, cl. (1). The collateral-source list includes insurance proceeds, workers’ compensation — and “proceeds of a lawsuit brought as a result of the crime.” Minn. Stat. § 611A.52, subd. 5(9).
2. Contributory misconduct of the victim or claimant can reduce or defeat the award. Minn. Stat. § 611A.54, cl. (2).

One exclusion catches people off guard: injuries from the operation of a motor vehicle are generally not covered, except intentional vehicle assaults, criminal vehicular offenses and impaired driving under the enumerated statutes, and “injury or death caused by a driver of a motor vehicle in the immediate act of fleeing the scene of a crime in which the driver knowingly and willingly participated.” Minn. Stat. § 611A.52, subd. 6(c). A drunk driver’s victim is inside the act. An ordinary negligent driver’s victim isn’t.

Pot three: the civil suit

Nothing in the criminal case closes the courthouse door. Section 611A.04, subd. 3 says so flat out:

A decision for or against restitution in any criminal or juvenile proceeding is not a bar to any civil action by the victim or by the state pursuant to section 611A.61 against the offender.

The civil suit is the only pot that pays general damages (pain, disability, emotional distress), and the only one that reaches anyone besides the offender: the bar that overserved him, the landlord whose broken locks let him in, the employer who put him in your home. Those third-party claims are usually where the collectable money is. Offenders are so often judgment-proof, and premises and dram-shop defendants carry insurance. I’ve written separately about civil assault and battery claims, negligent security, the long limitations period for sexual-abuse claims under § 541.073, and what happens to a claim when the victim dies.

The wiring to the other two pots runs both ways:

• Restitution paid is credited against the civil judgment. “The offender shall be given credit, in any order for judgment in favor of a victim in a civil action, for any restitution paid to the victim for the same injuries for which the judgment is awarded.” Minn. Stat. § 611A.04, subd. 3. No double recovery — but no forfeiture either.
• The state is subrogated to the extent it reimbursed you. If the board pays, the state steps into your shoes “to the extent of reimbursement awarded” for recovering that economic loss, and a claimant must agree to assist. The board may require you to carry the state’s subrogation interest in your own suit, and the attorney who does is entitled to reasonable fees up to one-third of the state’s recovery. Minn. Stat. § 611A.61, subds. 1–2. The same section preserves everything else: “Nothing in this section shall limit the claimant’s right to bring a cause of action to recover for other damages.”

The three pots, side by side

The sequence I actually run

1. Ask for restitution right away, and ask for all of it. It costs nothing, the criminal court’s machinery does the work, and the judgment you get now outlives every other collection tool in Minnesota. Don’t trim the request because a civil case is coming. The statute forbids the court from holding the lawsuit against you, and the credit provision means you lose nothing by pursuing both.
2. File the board claim early, and calendar the 30-day report from day one. The reporting deadline, not the three-year filing deadline, is the one that kills claims. Use the board for the economic losses insurance leaves behind, and expect the collateral-source rules to require running health insurance first.
3. Bring the civil suit for what the first two pots can’t pay: general damages and third-party defendants. The state’s subrogation interest rides along for the economic loss it reimbursed, and the offender’s restitution payments come off the top of any judgment against him for the same injuries.

Run in that order, the pots stack instead of colliding. Restitution and the board cover the hard costs quickly, and the civil case goes after the full measure of harm from whoever can actually pay it.

Madgett Law, LLC represents Minnesota crime victims in civil litigation (assault and battery, negligent security, dram-shop, and abuse claims) and coordinates the civil case with restitution requests and Crime Victims Reimbursement Board claims so that each recovery protects rather than reduces the others. If you or someone in your family has been hurt by a crime, the clocks above are already running. Send us a message or call 612-470-6529.

Sources: Minn. Stat. § 611A.04 (2025) — subd. 1(a) (right to restitution; affidavit-or-other-competent-evidence requirement; itemization; enumerated losses including medical and therapy costs, replacement of wages and services, and funeral expenses; the quoted sentence barring use of an actual or prospective civil action to deny restitution; three-business-day submission rule); subd. 3 (enforcement “in the same manner as a judgment in a civil action”; docketing by the court administrator; waived filing fees; § 549.09 interest; nondischargeability; the quoted no-bar sentence; the quoted offender-credit sentence), as amended by 2026 Minn. Laws ch. 71, § 4 (H.F. 3875, signed May 7, 2026), adding the quoted sentence that a docketed restitution judgment “does not expire until satisfied or otherwise discharged pursuant to a court order”; effective-date analysis per Minn. Stat. § 645.02 (2025) (August 1 default; July 1 for acts with appropriation items — in force under either rule by this article’s date). Minn. Stat. § 611A.045 (2025), subd. 1(a) (two restitution factors), subd. 3 (offender’s burden, sworn-affidavit requirement, 30-day challenge window). Minn. Stat. § 611A.51 (2025) (act named the “Minnesota Crime Victims Reimbursement Act,” §§ 611A.51–.68; renamed by 2023 Minn. Laws ch. 52, art. 5, per the section’s history line). Minn. Stat. § 611A.52 (2025) — subd. 3 (Crime Victims Reimbursement Board), subd. 5 (collateral-source definition, including cl. (9) “proceeds of a lawsuit brought as a result of the crime”), subd. 6(b) (crime occurs whether or not prosecuted or convicted), subd. 6(c) (motor-vehicle exclusion and its three exceptions, including the quoted fleeing-driver clause), subd. 8 (economic loss, including the $1,000 moving-expense cap). Minn. Stat. § 611A.53 (2025), subd. 2 (30-day police report and CSC deeming rule, cl. (1); cooperation, cl. (2); three-year filing with tolling and discovery provisions and the express non-tolling of program ignorance, cl. (5); $50 minimum, cl. (6); child-abuse exception, closing paragraph). Minn. Stat. § 611A.54 (2025), cls. (1)–(3) (collateral-source reduction and quoted recoup-first sentence; contributory-misconduct reduction; $50,000 aggregate cap per victim). Minn. Stat. § 611A.61 (2025), subds. 1–2 (state subrogation to the extent of reimbursement; quoted preservation of other damages; claimant’s duty to assist; one-third fee provision). Minn. Stat. § 541.04 (2025) (ten-year limit on actions upon a judgment). Statutory text: Minnesota Office of the Revisor of Statutes (2025 Minnesota Statutes; revisor.mn.gov); the 2026 amendment: the Revisor’s session-law publication of 2026 Minn. Laws ch. 71. Dollar figures the board sets administratively (e.g., the funeral-expense cap under § 611A.52, subd. 8(c)(1)) are set “on the first day of each fiscal year” and are deliberately not stated here — confirm current figures with the board. This article is general legal information about Minnesota law, not legal advice, and reading it does not create an attorney–client relationship. Deadlines and eligibility depend on the facts of the specific case and the law in force when the claim arose. No outcome is promised or implied.