Hurt by someone else’s carelessness? You have a limited window to act.
An injury isn’t only a medical problem. It’s lost income, a stack of bills that shows up before any settlement, and an insurance adjuster who’s paid to resolve your claim for as little as possible — often while you’re still in treatment and least able to push back.
From our office in the IDS Center in downtown Minneapolis, we represent injured people across the Twin Cities metro and Greater Minnesota. We don’t represent insurance companies.
What We Handle
- Car and truck collisions: Including the no-fault and underinsured/uninsured motorist layers most people don’t know they have.
- Pedestrian and bicycle injuries: Where fault is often disputed and the injuries are frequently severe.
- Dog attacks: Governed by a Minnesota statute that is considerably more favorable to injured people than the common-law rule in many states.
- Premises liability: Falls and injuries caused by a property owner’s failure to maintain safe conditions.
- Wrongful death: Brought by a court-appointed trustee on behalf of the surviving family.
Minnesota Rules To Know Now
The clock is shorter than you think. The general limitations period for injury to the person is six years. Minn. Stat. § 541.05, subd. 1(5). But that general rule isn’t the one that governs many claims — notice periods for claims involving government entities and the separate wrongful death limitation are far shorter. Deadlines are the one part of a case that can’t be fixed later.
Partial fault is not a bar. Under Minn. Stat. § 604.01, your damages are reduced by your share of the fault, and recovery is barred only if your fault is greater than that of the party you are seeking recovery from. An adjuster telling you that you were “partly at fault, so there’s nothing here” is describing a legal conclusion, not a fact.
A car crash has a threshold. Minnesota’s no-fault act pays your medical expenses and wage loss regardless of fault, but to recover noneconomic damages from the at-fault driver your claim must clear Minn. Stat. § 65B.51, subd. 3 — more than $4,000 in qualifying medical expense, or permanent injury, permanent disfigurement, death, or a disability of 60 days or more.
What To Do Before You Call Anyone’s Insurer
Get medical attention and follow the treatment plan. Gaps in treatment are the first thing a defense adjuster looks for. Photograph everything while it’s fresh. Keep every bill, receipt, and out-of-pocket expense.
Don’t give a recorded statement to the other side’s insurer, and don’t sign a medical authorization for them, until you’ve talked to a lawyer.
What You’ll Hear From Us
If we think your claim is worth more than the insurer is offering, we’ll tell you. If we don’t, we’ll tell you that too.
To start, send us a message.
Sources (Minnesota Office of the Revisor of Statutes): § 541.05 (six-year limitation, subd. 1(5)); § 604.01 (comparative fault); § 65B.51 (no-fault tort threshold, subd. 3); § 347.22 (dog owner liability).
This page is general information about Minnesota law, not legal advice about your situation, and reading it does not create an attorney–client relationship. Deadlines and thresholds turn on facts specific to each case. Past results do not guarantee future outcomes.