Hurt by someone else’s carelessness? You have a limited window to act.
An injury is not only a medical problem. It is lost income, a stack of bills arriving before any settlement, and an insurance adjuster who is paid to resolve your claim for as little as possible — often while you are still in treatment and least able to push back.
From our office in the IDS Center in downtown Minneapolis, we represent injured people across the Twin Cities metro and Greater Minnesota. We do not represent insurance companies.
What We Handle
- Car and truck collisions: Including the no-fault and underinsured/uninsured motorist layers most people do not know they have.
- Pedestrian and bicycle injuries: Where fault is often disputed and the injuries are frequently severe.
- Dog attacks: Governed by a Minnesota statute that is considerably more favorable to injured people than the common-law rule in many states.
- Premises liability: Falls and injuries caused by a property owner’s failure to maintain safe conditions.
- Wrongful death: Brought by a court-appointed trustee on behalf of the surviving family.
Three Minnesota Rules Worth Knowing Now
The clock is shorter than you think. The general limitations period for injury to the person is six years. Minn. Stat. § 541.05, subd. 1(5). But that general rule is not the one that governs many claims — notice periods for claims involving government entities and the separate wrongful death limitation are far shorter. Deadlines are the one part of a case that cannot be fixed later.
Partial fault is not a bar. Under Minn. Stat. § 604.01, your damages are reduced by your share of the fault, and recovery is barred only if your fault is greater than that of the party you are seeking recovery from. An adjuster telling you that you were “partly at fault, so there’s nothing here” is describing a legal conclusion, not a fact.
A car crash has a threshold. Minnesota’s no-fault act pays your medical expenses and wage loss regardless of fault, but to recover noneconomic damages from the at-fault driver your claim must clear Minn. Stat. § 65B.51, subd. 3 — more than $4,000 in qualifying medical expense, or permanent injury, permanent disfigurement, death, or a disability of 60 days or more.
What To Do Before You Call Anyone’s Insurer
Get medical attention and follow the treatment plan — gaps in treatment are the first thing a defense adjuster looks for. Photograph everything while it is fresh. Keep every bill, receipt, and out-of-pocket expense. Do not give a recorded statement to the other side’s insurer, and do not sign a medical authorization for them, until you have talked to a lawyer.
How We Work
We evaluate honestly. If your claim is worth more than an insurer is offering, we will tell you, and we will say so plainly if it is not. We prepare every case as though it will be tried, because a case the other side believes will actually be tried is the case that settles well.
Sources verified against the Minnesota Office of the Revisor of Statutes: § 541.05 (six-year limitation, subd. 1(5)); § 604.01 (comparative fault); § 65B.51 (no-fault tort threshold, subd. 3); § 347.22 (dog owner liability).
This page is general information about Minnesota law, not legal advice about your situation, and reading it does not create an attorney–client relationship. Deadlines and thresholds turn on facts specific to each case. Past results do not guarantee future outcomes.